I Need Life Insurance
Life Insurance Overview
How to use little $$$ to pay for BIG $$$ problems in the future.
Life Insurance can provide you with financial protection against 3 possible risks over your lifetime.
Dying sooner than expected - Replaces your income if you pass away sooner than expected.
Getting sick along the way - Allows for early access to the death benefit if you become terminally ill or permanently lose 2 or more Activities of Daily Living (ADLs).
Living longer than expected - Living well into your 80s and 90s is a strong possibility. Over a 25-30yr retirement, it’s probable that you will experience 2 or more recession events. The cash value in whole life or universal life insurance can be used to provide financial protection against outliving your retirement income. Not to mention smart tax advantages.
Types of Life Insurance
Term Life Insurance
Universal Life Insurance
Whole Life Insurance
I Need an Income Boost For My Retirement
Boost Your Retirement Income
For High Earners
It's difficult for high earners to replace their income in retirement. Due to limitations, traditional retirement plans are typically insufficient...
IRAs, 401k, 457, 403b all have limitations on how much income you can contribute each year
The more you grow your investments, the higher your tax bill will be in retirement
It takes up a lot of your current income to amass the wealth needed to replace your income in retirement
Adding the Income Booster Upgrade to your retirement plan can create the tax free income boost you need to maintain your current lifestyle in retirement.
1. Earn at least $100k a year
2. Be between 18-65 years old
3. Can contribute a minimum of $25k a year for 5 years consecutively
I Want to Be Debt Free 4 Life
Debt Free 4 Life
Pay Back Your Debt the Smartest Way
Debt payments drag down your assets in retirement. Carrying unwanted debt into retirement will cost you...
Your debt interest compounds at a much higher rate than the stated APR
You'll have to draw extra money to make your debt payments, increasing your taxable income levels...double hit to your retirement assets
Adding the Debt Free 4 Life Upgrade to your retirement plan will get rid of your unwanted debt quickly and will keep you debt free the rest of your retirement.